Base Rate Tracker
Cash ISA

The perfect account for all personal savers where no tax is taken from the interest you earn on your savings. The amount you can save in this way is subject to HM Revenue & Customs guidelines.

• Tax free savings account for personal customers

• Low risk savings where your capital remains intact and the interest rate always tracks changes in the base rate

• Interest is payable from date of receipt of all deposits, calculated on a daily basis and added to the account on 5th April annually

• Deposits by post, standing order or internet banking at any time

• Transfers of ISAs from other providers are welcomed

• Minimum balance £1

• Withdrawals of up to £3,000 are allowed in any 35-day period Withdrawals in excess of £3,000 require 35 days notice

• Payments can be made by bank transfer or cheque

• A statement will be issued every three months

• Operated within HM Revenue and Customs rules

Fixed Rate ISA
Cash ISA

Fixed term and fixed interest rate

To protect the interest rate received on ISA savings you can benefit from a competitive rate which is fixed for a period of one year.

• Operated within the ISA regulations to ensure tax free interest

• Minimum deposit £3,600 with no maximum

• Transfers from previous year’s contributions are welcome which can be added to the current year’s lump sum subscription if required.

• No withdrawals are permitted during the term of the deposit

• Interest is paid at maturity

• At maturity you will be invited to reinvest the balance

Check out our current interest rates

What about income tax?

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